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Jenna J
How can you tell which Agency someone will check your credit with? Experian, TransUnion or Equifax?
Checking up on my credit, and so far, I was only able to access Equifax for my credit report. It was better than I thought, but it's quite obviously not all 3 of the big reporting agencies. Since I only have my Equifax info, I'd prefer only applying to Equifax-using credit providers.
Any suggestions?
Thank you!
6 AnswersCredit1 decade agoWhich Department Store / Retailer cards are easiest to get? I'm trying to rebuild, but not having luck...?
I've read so many entries here that I have a headache, but I still no answers.
I'm 31, rebuilding bad credit from up to 13 years ago (college), and am waiting for my credit report to arrive. Was recently denied an apartment (no evictions, etc.) and now am on a mission to clean up. I have no open credit accounts, other than prepaid or debit cards, & a TMobile phone. I have checking & savings accounts. I need to get some open credit lines to build. Last Checked, FICO was around 500, 3 years ago.
I've searched several retailers' info, and some barely even list any requirements. None so far have a posted FICO requirement.
Two have listed that, for online applications, I must provide another major credit card as a reference. Will my prepaid or my debit card count for that requirement? Do I have to do that if you apply in person? (those two were Macy's and Victoria's Secret)
Any Suggestions, preferably from those in the credit biz?
5 AnswersCredit1 decade ago