Full coverage for a 16 year old?

Question

Ok so I am 15 years old, turning 16 in 6 months so I will be old enough to get a car. My parents (stepdad and mom) don't want me to get a car as a teenager because of insurance. My biological dad has always been trying to give me a car but my mom would say no. Recently my mom said I could have the car as long as maintenance, full coverage insurance and the actual car were covered. My dad originally had a 95 sc300 for me but what he had told me was that he thinks full coverage was for cars under 10 years old. But I have seen in some forums where people have their cars on full coverage well passed 10 years old, not classic cars but a regular Toyota Camry. Is their an age limit on your car for full coverage or does it depend on value? Thanks!

StephenWeinstein · Answer

There is no age limit.  You can get full coverage on an old car, but it's usually not worth the cost.

Obi Wan Knievel · Answer

Stop looking in forums.  You'll never get the info you need if you keep asking the wrong people, and you're asking the wrong people.

You need to call up an insurance broker or six, and ask them for an estimate.  That's the only way to get the information you need.  Not from Dad, not from Mom, not from your buddies, and not from total online strangers.  You need someone who can cut through the myths and the BS about auto insurance, so go directly to the source.

? · Answer

You can get full coverage on any vehicle. It's just not worth it if the car is inexpensive

Full coverage for a 16 year old?

3 Answers