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I hope this is the right form. Im looking for a little clarity in moving money back from my US account to my Canadian account in my broker. I know my broker charges a 1% spread for this. So, Im not quite sure exactly how his is calculated and its hard to find information online.

Hypothetically say I am bringing 100K USD to my Canadian account when the exchange is 1.25.

Would I just minus 1% from the exchange rate (1.24)

OR

Would it be simply 1% of the exchange. In this case the gain on exchange is $25,000, so they would take $250

OR

Do they take 1% of the whole US amount, $1000.

Some help would be greatly appreciated!

I just sold a stock for a gain (as Im trying to sell it its gains during a few years to keep in a lower tax bracket).

I want to still be in the stock but make sure this gain is counted for this year. My brokerage account shows that the cash is immediately there. Can I buy right back and have this count for 2020? Or do I need to wait 2 business days for this "settlement" I keep hearing about?

Why is it that so many people (big youtubers especially) use a relative valuation of market cap to derive a price.  For example they say that Tesla should have a market cap the same as X company therefore it justifies a certain price?

Do they not know that market Cap is Price times the number of outstanding shares?  And that this market cap is depended on the VALUE of the company and that is what drives the share price, thus the market cap.

Change my mind.

I live in Canada and I am requesting a exemption under human rights to keep a beard.  My employer is asking for what my religion is an how I practise?

Do I have to provide this for exemption?

I looked at a 3 floor townhome that I loved.  When I came in I always turn to the left.  Left at the top of the stairs to the kitchen, courter looks left to where the TV would be in the living room and left up the stairs, again left to the bedroom.

The other available one is the complete opposite. Everthing is to the right.  It just feels wrong for some reason (I can't see this one in person as it is not built yet and I have to make a decision), but I wonder if this is because I haven't been in it or I am so stuck on the first one.

What are your thoughts?  Is there any Feng Shui to this?  

This may be a stupid question but I have to make sure.  If I sell a stock and it increases my income is is my income increased by amount of my capital gain or the whole amount of the sale. 

Eg. i have income of 70,000 and sell 30,000 of stock. My profit off the sale is 5,000

Weill I be taxed on income of 100,000 or 75,000?

So I know that these can be caught when they are touched.  We often lie down together and my feet are under her feet and its all I can think about.  What should I do so I dont get these?  Ask her to get them removed?

I have been emailing someone who I have found is attempting to scam me or perhaps something worse (dont really know what their angle is right now). By simply emailing them and NOT giving any personal information am I in any danger?

I have had a person trying to scam me over email. The photos that they are presenting of themselves are of some girl. I am sure they are stolen. Is there anyway I can report this or post them to the internet in the hopes the person who it actually is could possibly be aware?

Looking to buy a new computer and interested in speeding up transferring .avi files to .mpg. I use a Mac program and it is quite slow as my computer is 6 years old. What should I be looking for in a new computer and will it be any faster?

I know BlueRay has been out for a long time but now there is 4K which is 4x the resolution of 1080p. So what is BlueRay?

I am thinking about staying across the street from Bellagio at Paris. There is a stag party I am going to and they are all staying in Bellagio, but I can save quite a bit by staying at Paris. I know they are right across the street but looks like you need to take an overpass. Any idea how long of a walk this is?

When I was a young kid a chipped my tooth, about 15 years ago. Everything is healthy as I have not had my dentist say anything about it during x-rays. Someone told me today that over a long period teeth can die and I could end up getting a root cannel. If the tooth appears healthy what are the chances of this happening since it happened about 15 years ago? Don't think I had much trauma to the tooth except chipping a large piece off the front.

When I was a young kid a chipped my tooth, about 15 years ago. Everything is healthy as I have not had my dentist say anything about it during x-rays. Someone told me today that over a long period teeth can die and I could end up getting a root cannel. If the tooth appears healthy what are the chances of this happening since it happened about 15 years ago? Don't think I had much trauma to the tooth except chipping a large piece off the front.

Thanks.

I understand a personal injury lawsuit could ensure; however, can a tort still be partially successful if the act or omission is illegal?

So I understand when understanding if someone is negligent you must determine:

Duty of care

Standard of care

Causation

My book then talked about foreseeability. I understand this but dont understand where this fits. Is this in the standard of care? The person may have not met the standard but it was not foreseeable? Or is this the last step all on its own. Please help, thanks.