Where in the U.S. with nice year round weather could I afford?

Question

I'm looking for a house or mobile home for $130,000 or under. Here's what I can afford in monthly payments. $131 in utilities ( including cable and internet ), $50 to be saved back to pay the property taxes at the end of the year, $139 to be saved back to pay the home owners insurance at the end of the year and $100 to be saved back for home repairs. Preferably it would have to be somewhere where they have buy here pay here places that base your vehicle payment on the type of vehicle it is and not your credit score. Also it would preferably have to be where there's either no state inspection and emissions test on your vehicle or where it's really cheap to get that done like for well under $80.

Trivial One · Answer

Your budget is way too tight and unrealistic. You will not find a home with $600 a year in taxes, $131 in utilities with cable and internet ($131?, not $130?) or $1200 a year in maintenance. You have not included lot rental for a trailer. And if your budget is so tight that the inspection has to be budgeted at $80 a year ($6.66 a month/$1.54 a week) you are in no position to manage an emergency, even a small one. Perhaps buy a less expensive place to have a smaller mortgage so you can afford taxes and cable, but it will be hard to find a livable dwelling in a nice-weather location for even as little as $130k.

A · Answer

nice weather year round eliminates about 2/3 of the US,  but maybe your idea of NICE weather is different.
I don't know anywhere that the property taxes would only be 600.00 per year, and your price for utilities including cable and the net are ridiculously low.    You need to look at your budget again

Anonymous · Answer

What is "nice" weather?   Somewhere not cold?   Somewhere not rainy?    Somewhere without hurricanes or earthquakes?    Somewhere that is not an arid desert?    We have no idea what you consider "nice".

With your budget, you aren't going to get to live in a particularly desirable location.   You will have trouble finding what you want even in terrible locations.

I pay $550/month in property tax and you want to pay $600/year.   Just sayin'...

? · Answer

Your "question" is confusing.  You jump from buying a home to buying a car.

Also, $131 per month for utilities is unrealistic, especially if that includes cable and internet.

Anonymous · Answer

Southern Arizona, New Mexico, Utah, and southwest Texas.

tro · Answer

the southern states

Where in the U.S. with nice year round weather could I afford?

6 Answers