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Unlocking phones?

Hi guys I can't afford to buy my own phone right now so my dad is going to give me his old paid-off iPhone. I believe he has Verizon. 

Does HE- the original owner of the phone, have to be the one to go into Verizon to get it unlocked? Or can I take it myself without an issue? 

As long as the phone is paid off and isn't reported stolen there shouldn't be a problem right? 

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